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Digest for September 12, 2025

🪞 A Reflection on Compound Interest Compound interest is often called the “eighth wonder of the world.” At first, it seems like a throwaway phrase, something to stick in a finance textbook. But when I think about it deeply, I realize that compounding is less about money and more about time. The principle is simple: today’s growth becomes tomorrow’s foundation. A dollar earns a penny, and next year both the dollar and the penny are at work. Repeat that cycle for long enough, and the results stop being linear—they start becoming extraordinary. What once felt slow and dull accelerates into something almost unstoppable. ...

September 12, 2025 Â· 3 min Â· 500 words Â· Philip Huffman

The Virtue of Temperance

The first time I truly understood what rage could do to a man, I wasn’t watching the news or reading some philosophical text. I was standing in my own home, unmoored by betrayal. I had just found out that my first wife was involved with someone else, a friend of a friend. No slow unraveling. No explanation. Just a blunt, soul-jarring truth that hit me like a punch to the chest. I remember the heat crawling up my neck. My hands trembling. My vision narrowing like I was looking through a straw. I don’t remember exactly what I said—I only remember the volume. The force. The aftermath. ...

May 14, 2025 Â· 3 min Â· 529 words Â· Philip Huffman

The Virtue of Temperance: Holding the Line When Everything Pulls You Off It

Temperance is not a small virtue. It only looks small because it rarely makes a dramatic entrance. Courage gets the battlefield. Justice gets the courtroom. Wisdom gets the study. Temperance gets the ordinary hour: the second drink, the sharp reply, the purchase made to soothe a mood, the screen opened because silence has become uncomfortable. It is the virtue that meets us where no one is applauding and asks whether we can remain governed when the world is offering permission to dissolve. ...

May 12, 2025 Â· 5 min Â· 907 words Â· Philip Huffman

When Justice Bends: Power, Privilege, and the Price of Fairness

Justice rarely disappears in a single dramatic act. More often, it bends. It bends for the well-connected defendant whose mistake is treated as youthful indiscretion. It bends for the executive whose failure is rewarded with a bonus while workers carry the cost. It bends for the public official whose conduct would ruin an ordinary person’s career. It bends whenever rules remain formally intact but consequences are distributed according to power. ...

May 7, 2025 Â· 5 min Â· 1059 words Â· Philip Huffman